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© Cornerstone Group 2011
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Client Advisory Bulletins
You can depend on Cornerstone for the latest news on the benefit issues that affect you most. That’s because we closely monitor pending legislation to determine how changes to tax laws and other regulations may impact your plan. Our monthly Client Advisory Bulletin contains this and other important information.

To view past or recent issues, click on any of the links below.

■  Final Rules Released for Summary of Benefits
■  DOL Finalizes Delays 401(k) Fee Disclosure Rules
■  OSHA Summary Due February 1, 2012
■  Birth Control Coverage & Small Business Healthcare Credit
■  DOT Restricts Mobile Phone Use for Commercial Drivers Starting January 2012
■  NLRB Board Passes Limited Version of Union-Backed Election Rule Changes
■  Massachusetts Adds Gender Identity to List of Protected Categories
■  New Retirement Plan Fee Disclosure Rules Effective Soon
■  Uniform Explanation of Coverage Requirements Delayed
■  VETS-100/100A Deadline Extended to December 30, 2011
■  IRS Offers Amnesty for Employee/Independent Contractor Errors
■  Increased Retirement Plan Limits for 2012
■  Annual UBA Benchmark Survey Available to Cornerstone Clients
■  Guidance Issued on ACA's Summary of Benefits and Coverage
■  Upcoming Deadlines for Small Business Healthcare Tax Credit
■  EEO-1 Report Due September 30, 2011
■  NLRB Released Final Rule Effective November 14, 2011
■  Changes May Impact Financial Institutions’ Federal Affirmative Action Requirements
■  HSA Enrollment, Contribution Limits Increase, July 2011
■  IRS Announces HSA Contribution & Coverage Limits for 2012, May 2011
■  CMS Issues New Creditable & Non-Creditable Coverage Notices for Medicare Part D, May 2011
■  New Guidance from Treasury Dept. Account-based Debit Cards May Now be Used for Prescribed OTC Medications, February, 2011
■  New HIPAA Privacy Rules, October 2010
■  IRS Announces HSA Contribution & Coverage Limits for 2011
■  COBRA Subsidy Extended to May 31, 2010
■  Legislation extends COBRA Premium Subsidy Program one month and makes subsidy available for certain reduction of hours
■  Model Employer CHIP Notice
■  Client Advisory Notice: Department of Labor Releases Regulatory Agenda for 2010, 2/10
■  Client Advisory Notice: Changes to HIPAA Special Enrollment Provisions under the Children’s Health Insurance Program Reauthorization Act, 2/10
■  Client Advisory Notice: COBRA Subsidy Law Extended, 2/10
“We ELIMINATE THE RISK. CLIENT SATISFACTION SOARS.”
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 ► Company News ______________________
► Press Releases ______________________
► Time Sensitive Notices ______________________
 ► Industry Recognition ______________________
► Video & Audio Clips ______________________
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